Pivo

Experience the simplicity and security of sending money at your convenience with Pivo. The app allows you to easily transfer funds to any individual, requiring only the recipient's phone number. It's an ideal solution for splitting bills, sharing joint gifts, or making quick payments at flea markets.

The services provided are accessible to customers from all Finnish banks. Should your intended recipient not be a user yet, there is a feature to invite them to join, expanding its user-friendly experience.

Transfers made are instantaneous, ensuring that money sent reaches the recipient's account without delay, provided their bank supports real-time payments. This feature is not constrained by traditional banking hours, making it highly efficient for time-sensitive transactions.

If you've covered expenses for a group, the platform simplifies the process of reimbursing funds. It can calculate individual shares and facilitate multiple payment requests to collect owed amounts. Additionally, the system serves as a convenient platform for requesting money with ease.

Online shopping is also more secure with this service. Partnering with thousands of online stores and applications, it enables you to execute payments without sharing your card details, safeguarded by a single swipe.

As a trusted, user-approved financial companion, it stands recognized with the Key Flag Symbol by the Association for Finnish Work, reflecting its commitment to serving the Finnish community. Boasting over 1.2 million registered users and a high recommendation rate, Pivo is tailored to enhance your financial interactions efficiently and securely.